Home/Products/Business Account Opening
Digital account opening

Open business accounts
start to finish, online.

A guided application, embedded compliance, and a back-office review workflow — one white-label platform that takes a corporate customer from first form to a live account, without the paper.

Customer portalEmbedded KYC/AMLSLA trackingAudit trailWhite-label
apply · BlueHarbor Bank
9 steps
Business info
Account selection
Facilities
Compliance
5Signatories
6Signing mandate
7Collections
8Board resolution
9Documents
Compliance
PEP declaration, FATCA, stakeholders
Saved
Is any director or owner a politically exposed person (PEP)?
NoYes — declare
FATCA classification
Active NFFE
Significant stakeholders2 added
ANAmani NjorogeDirector · 40% holding◐ PEP
BackContinue
Capabilities

Everything onboarding a corporate customer needs — in one flow.

Not a form that emails a PDF to a branch. A complete pipeline: the customer applies, compliance runs in line, and your team reviews and approves on a clock.

Guided application wizard

Nine structured steps take a corporate applicant from entity details to documents — with autosave and resume-anywhere drafts.

Customer self-service portal

Applicants apply online, save progress, and track status by a private reference token — never a guessable account number.

Compliance at the source

PEP and FATCA declarations, KYC/sanctions screening, and significant-stakeholder capture run inside the application, before approval.

Corporate governance built in

Authorized signatories, signing mandates, and board resolutions captured and validated as part of the same flow.

Staff review & approval

A six-stage pipeline routes each submission through compliance, document verification, internal review, and approval with role-based queues.

SLA timers & audit trail

Per-step SLA clocks flag breaches in real time, and every action is written to an immutable, exportable audit log.

How it works

Two sides, one application.

The customer fills in a guided nine-step application. Behind the glass, every submission runs a six-stage review pipeline — assigned, screened, verified, and approved.

For the applicant — the 9-step wizard
Autosaved drafts · resume anywhere · track by reference token
1
Business information
Entity details, addresses, and contacts.
2
Account selection
Product, currency, segment, and home branch.
3
Account facilities
Debit card, cheque, mobile and internet banking.
4
Compliance
PEP declaration, FATCA, and stakeholders.
5
Authorized signatories
Up to four signatories with identification.
6
Signing mandate
Operating instructions and terms.
7
Collections setup
Pay-in short code, portal users, alerts.
8
Board resolution
Resolution items and admin configuration.
9
Documents & review
Upload documents and final review.
For your bank — the review pipeline
Role-based queues · SLA clocks · full audit trail
Application #4821 · progressUpdated 12s ago
Application submittedDone
Completed 2h ago
Compliance screeningCleared
Completed 41m ago · A. Njoroge
Document verificationIn review
Started 38m ago · F. Al-Mansouri · SLA 4h
Internal review
Pending
Approval
Pending
Account creation
Pending
Submitted
24
Under review
11
Completed
63
SLA breaches
2
Pending reviewsCompliance queue
MK
Mwangi & Kariuki LLP
App #4821 · 38m in stage
In review
SF
Savannah Freight Ltd
App #4818 · awaiting docs
Pending
JS
João da Silva Trading
App #4815 · SLA at risk
2h left
Connected platform

One application, every service it touches.

No re-keying between systems. The customer portal feeds a single application record that flows through compliance, documents, SLA monitoring, and audit — and out to core banking when approved.

Customer portal

Self-service sign-up, draft autosave, and reference-token tracking — the only surface the applicant sees.

Application service

The single source of truth: business entity, signatories, facilities, and mandate, all on one record.

Compliance service

PEP, FATCA, and KYC/sanctions screening with stakeholder mapping, attached to the application.

Document service

Upload, checklist validation, and verification against the tenant’s required-document policy.

SLA monitoring

Per-step timers start automatically, surface on-track and breached counts, and escalate by role.

Audit & notifications

Every workflow action is logged immutably; applicants and staff are emailed at each transition.

On approval, account details post straight to core bankingAccount opened
Built multi-tenant

Your brand, your products, your rules.

One codebase serves every institution as an isolated, white-label tenant. Configure it from an admin console — no engineering — and the application, emails, and customer portal all wear your brand.

Brandinglogo, primary colour, and email sender per tenant
Account productsdefine the products and currencies on offer
Segments & branchesroute applications to the right teams
Form & checklist configtune required fields and documents
Roles & permissionsreviewer, compliance officer, branch manager
Schema isolationeach tenant’s data fully separated
Tenant configurationtenant_blueharbor
BH
BlueHarbor Bank
Primary colour · logo · email sender
Account products7
Segments5
Branches18
Document checklist12 items

See a corporate account opened end to end.

We'll walk you through the applicant wizard, the review pipeline, and the admin console — branded as your institution.